bluestone mortgages reviews

Number 10347447) with its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX. Let me down ;) Interest rates are slightly higher than I hoped for, but they are aimed towards people who have bad credit in some way or those who struggled to get a high street lender. Log In. Bluestone Mortgages Warehouse Trust Entity featured on Fitch Ratings. interest rate 2.44% p.a. Superb company the response’s to my solictors and broker has been excellent. Bluestone Mortgages has published research revealing 45% of rejected applicants would be put off applying again while two in ten thought they had no alternative options to secure themselves a mortgage. About Bluestone Mortgages Ltd. 2.8 / 5 . Bluestone Mortgages is part of the Bluestone Group, which was founded in 2000 and has offices in the UK, Ireland and Australasia. George really is a credit to Bluestone, This process has been extremely stressful due to my financial advisor company but today I spoke to George brown at bluestone mortgages and he was the most helpful and understanding person I have spoken to through this whole experience. Claim Listing +44 800 368 1833. He is an asset to bluestone, Niamh at Bluestone is an absolute star. into, cancelling or switching any financial product. Fixed rate mortgages: With these mortgages, the rates are fixed for a period of 2, 3 or 5 years and provides you certainty over your Bluestone mortgage for that time frame. 2305213 at 3rd Floor, 22 Chancery Lane, London WC2A 1LS Our Policies Your Bluestone Loan Options. Great lender, do stuff others might not, BDM Mark Todd very good helpful knows his stuff. from reviews. Help to buy ISA- gives a maximum bonus us £3,000 if you save the maximum allowed of £12,000. LOCATION. And whilst 43% of those questioned thought their best option would be to speak to an independent mortgage adviser only one fifth actually did this. 3 topics • Page 1 of 1. So, if you have used this mortgage broker before, why not tell us what you thought? Bluestone Home Loan review. Equity released from your home will also be secured against it. eKomi collects real customer reviews for shops, products and services. Community See All. What do mortgage lenders look for on tax returns? Bluestone Mortgages conveyancing solicitors can help you with. Only issue is that they have not updated that I have a mortgage on my credit file, Only the latest review will count in the company's TrustScore. This modern firm prides itself on the service provided to their clients. Thank you! © 2021 Trustpilot A/S. Got me some cases through that other lenders would run a mile. Your Home is at risk if you do not maintain payments on a mortgage or other loan secured on it. I had one go through to offer recently which was all thanks to her excellent work at the very beginning of the process, getting a policy review done on it for me. 221 people like this. I couldn't have a better BDM. One of the best lenders I have worked with, as a mortgage advisor. Customer service . Tracker mortgages: You can access a host of tracker mortgages from Bluestone mortgages. You may be able to access mortgages on Bluestone mortgages with up to 85% Loan to value (LTV). Home loans to suit you Our borrowers come in all shapes and sizes, so we know from experience that one size doesn't fit all. 25 May 2017. Price . Log In. Contact Bluestone for details. Please check with them. After what was a hard situation George resolved any issues and managed to keep the case on track, through his knowledge and experience. or. Your recommended solicitor for Bluestone Mortgages is. 283 people follow this. David Ebert. Find your fit. Rent to own- This is the right to buy scheme on which this guide is currently discussing. Overall rating 1 / 10 . Choice and competition in the market for adverse credit mortgages is greater than at any point since the financial crisis.. Read More. Mortgage brokers will also usually have access to specific deals from mortgage lenders as well as experience on which mortgage lenders will be more likely to accept your case. One of the best lenders I have worked with, as a mortgage advisor. Buying . 4.4 / 5. All diagrams, figures and any other content or suggestions, are illustrative only and may not apply to, nor be suitable for, your circumstances and needs. Loans, consumer credit and mortgages are subject to eligibility. It is possible that the reviews below are written by reviewers that may have received this incentive. Some types of buy to let mortgages are not regulated by the FCA. Bluestone Home loan reviews . Watch out for this when shopping to avoid missing out on eligible properties due to confusion. This will help you avoid getting rejected on a mortgage application and having to build credit due to the damage a rejection might do to your credit score. Been with Bluestone Mortgages for a year, they have been great! 0203 058 3365. The specific details of a loan will be provided in the loan contract. Fees and charges may apply to use of a redraw facility. Between the September 17th, 2018 and September 21st, 2018, Bluestone Mortgages is offering reviewers that take the time to write a review a $50 Westfield Gift Card. Bluestone Mortgages is a relatively new mortgage lender who came into the business after acquiring the portfolios of other mortgage lenders. Bluestone mortgages may also allow you to make overpayments on your mortgage but there may be a fee for doing so and a limit on how much you can overpay your mortgage each year. LVR <70%. 04 January 2018. Reviews. While working as a publishing research analyst, he covered European bank credit and advised institutional clients on investment strategies at both JP Morgan and Societe Generale. He went out of his way to help and I am so grateful. Read More. Lifetime ISA- gives you a government bonus of £1,000 if you save the maximum £4,000 a year. Credit Ratings, Research and Analysis for the global capital markets. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. 25 Bluestone Group reviews. I'm a mortgage adviser that has had a real complicated case with some real challenges. Create New Account. At Bluestone, we believe that home loans should be simple, personal and able to meet borrowers' changing financial needs. Mortgage for self-employed with bad credit (Tips), Buy to let mortgage eligibility criteria (Tips), Joint mortgage split up getting name off mortgage. Bluestone focuses on customers that can demonstrate affordability, yet struggle to get past automated application processes. Thank you once again and keep up the good work!. Bluestone mortgages offer a host of variable rate and fixed rate mortgages which may be suitable to you based on your financial needs and current situation. See more of Bluestone Mortgages on Facebook. See more of Bluestone Mortgages on Facebook. TRUSTPILOT. 5. Community. What do mortgage lenders look for on credit reports? Bluestone Mortgages was a very successful non-conforming lender up until the onset of the GFC in 2007. Buy to let mortgages: Bluestone mortgages also offer a host of buy to let mortgages for buy to let investors. Has took full ownership of the case and when he said he would do something or call me he did in a timely manner and professional way. Bluestone's lump sum reverse mortgage product was expanded to include a 'draw-down' style product in 2006, allowing borrowers to receive funds in regular payments. Cant thankyou you enough bluestone. Based on 20 reviews as rated by the Mozo community. 1.4/10 . 5 out of 5 stars. You begin to pay interest at 1.75 % after the fifth year and 1% plus RPI for every year thereafter. Book Bluestone National Park Resort, Wales on Tripadvisor: See 3,175 traveller reviews, 1,780 candid photos, and great deals for Bluestone National Park Resort, ranked #1 of 1 Speciality lodging in Wales and rated 4 of 5 at Tripadvisor. Any reference to our services or Plan/s above is limited to mortgages, loans, consumer credit and non-investment insurance contracts. Bluestone was the first major non-bank reverse mortgage lender in Australia, and the first lender in Australia to offer a 'fixed for life' product so that borrowers were not exposed to long dated interest rate risk. Niamh is one of the most helpful BDM's I have worked with.. Bluestone is a great lender with flexible criteria. Bluestone Currency have offered us tremendous support and professional advise with managing our foreign payments. Bluestone Mortgages. She is never afraid to be hands on with the cases to ensure we can work together to get it through. Bluestone Mortgages has launched the pilot phase of its Open Banking solution, becoming the first specialist mortgage lender in the UK to incorporate the service as part of its core underwriting process. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR MONTHLY REPAYMENTS. Help to buy equity loan- gives you up to 40% as a 5-year interest-free equity loan. With a dedicated sales team and award-winning lending service, Bluestone mortgages pride itself on fast response time, competitive rates and high-quality customer service. I have been impressed with George’s communication and his empathy towards mine and my client’s situation. This spans across financial research, financial services (As a qualified mortgage broker and underwriter), financial trading and sales at global investment banks. Prime. Home » Mortgages » Bluestone Mortgages (Review). With roots dating back to 2000, Bluestone Group is a fast growing Fintech business with offices Cambridge, London, Sheffield and Dublin. Joanna, George Brown at Bluestone is the man. When consolidating debts, you could end up paying significantly more interest over the life of the loan. Prime Home Loan. The waiting times were ridiculous and almost cost us our purchase. Overall rating. Unless indicated otherwise, products are displayed in no particular order or ranking. Bluestones mortgage lending criteria may have changed. Go to site. CCJ’s/Defaults under £300 ignored even in last 3 months, Up to 4 defaults within last 3 years accepted, 3 CCJ’s within last 3 years accepted. Niamh always returns calls and nothing is ever too much trouble. As a specialist lender Bluestone Mortgages is a good choice for borrowers who don’t meet standard lending criteria. Bluestone is a great lender with flexible criteria to help clients where other lenders wont, the support team and BDM Harsha are second to none and get cases approved. Even on cases that she doesn't look after that have been submitted via packagers, she is always on hand to help me quickly and efficiently with any questions or concerns I have. Thank you for all for all your continued hard work and support :). Just a quick thank you for the excellent, on-going service from Niamh. More >> I have made a transaction with this provider recently and now want to evaluate As small import and export team we needed a high preforming and trustworthy partner which Bluestone certainly is. Write a review. Andrew Rosser-March 05, 2021. UK residents only. John has 22 years of experience in financial services. Lender criteria and policies change regularly so speak to one of our advisors to confirm the most accurate up to date information. 1.9/10 . Huuti is not currently regulated. Think carefully before securing other debts against your home. We completed in a reasonably quick period. Stirling Ackroyd Legal. Topics Replies Views Last post; Guidance Notes V1.9 by petehu » Tue Mar 02, 2021 1:09 pm 0 Replies 3 Views Last post by petehu Tue Mar 02, 2021 1:09 pm; Report Completion Guide MV & BTL V2 by petehu » Mon Sep 28, 2020 3:43 pm 0 Replies 14 Views Last post by petehu Mon Sep 28, 2020 3:43 pm; Bluestone Valuer Guidance Notes V1.7 by … UK Wide. If you are considering getting a mortgage then using a mortgage broker may be a good choice as mortgage brokers usually have access to many more products than any specific mortgage lender. Shared ownership- You can buy between 25% to 75% of the property initially with a shared ownership mortgage and then buy more using a staircasing mortgage. Featured home loan from Bluestone. The pilot will be rolled out to a select group of advisors on Bluestone’s panel with a national launch expected to follow shortly thereafter. We will let you know as soon as your account is ready. Never more than a phone call away. We have a completion date next thursday. 1.2/10 . Advice should always be taken from a suitably qualified adviser before entering Convenience . Bluestone is a great lender with flexible criteria Bluestone is a great lender with flexible criteria to help clients where other lenders wont, the support team and BDM Harsha are second to none and get cases approved. After so much stress and sleepless nights due to our previous lender bluestone have pulled it off. Armed forces help to buy- similar to the help to buy equity loan but specific for the armed forces personnel giving them an increased chance of acceptance. Bluestone Mortgages Limited is authorised and regulated by the Financial Conduct Authority. Thank you Niamh Downey! Encouraging clients to review their spending before applying for a mortgage should improve their chances of success. Mortgage Strategy Comment: Not all credit repair loans are created equal . or. 1.5/10 . Request Callback. Bluestone Mortgages Ltd 3rd Floor, 22 Chancery Ln, Holborn, London WC2A 1LS, UK . The use of terms “Best”, “Top”, “Cheap” including variations, are not product ratings and are Huuti is not recommending anything here. It laid dormant until 2013 when it resumed lending in Australia. eKomi provides an independent and transparent feedback collection and management service. Kelly Powell couldn't of supported me enough through my query which has led to a DIP accept and the opportunity for my client to purchase their property that a week ago they didn't think was going to happen. Since Bluestone is a risk-based lender, interest rates on its loans are determined by funding costs, loan-to-value ratios, the borrower's credit history, and individual circumstances. What types of mortgages can I get with Bluestone Mortgages? Between the September 17th, 2018 and September 21st, 2018, Bluestone Mortgages is offering reviewers that take the time to write a review a $50 Westfield Gift Card. High interest loan sharks. Trust . Bluestone Mortgages. Stirling Ackroyd Legal is a national law firm specialising in conveyancing of all types. Forgot account? Registered in England and Wales No. Not Now. A different marketing name is just used. With a dedicated sales team and award-winning lending service, Bluestone mortgages pride itself on fast response time, competitive rates and high-quality customer service. Incredibly poor service! Top mortgage company. You should consider seeking independent financial advice when necessary and confirm the validity of the information above for your personal circumstances. It has provided over £3bn worth of loans to more than 20,000 customers who don’t meet the traditional mortgage profile sought out by high street banks. I can not fault George in his approach to what was a difficult case and picking the case up halfway is never easy, but George did this seamlessly. Other recommended solicitors. with our simple product selector. REGULATIONS. Responsible Lending. Niamh from bluestone was an absolute superstar, nothing was too much trouble and made a very complex process easy. These mortgages will usually track the bank of England’s rate and will move in line with it although it may not be the exact rate but rather a rate which will increase by the same point or increase by the same point as the bank of England rate. Promoted. Niamh is a great BDM, always there to help out with our challenging cases!Thank you for all for all your continued hard work and support :), Have had the pleasure of having Niamh as our BDM for around a year now and she has always been so great at getting Applications and DIP's sorted whenever needed. The lending criteria for Bluestone mortgages are the below but they can change at any time and hence why mortgage brokers are very important as they will likely be in tune with any changes to Bluestone mortgages lending criteria. All rights reserved. Click to Visit Website. Bluestone offers a redraw facility their Clean Slate home loan. Huuti Ltd is a Company registered in England and Wales (Company Interest rates, and therefore your payments, can increase significantly over time. You can find our FCA directory here, which lists our prior principal’s Kindly scroll to the Principals section of the page to view this information and click on the “-” button to expand the box. Remortgages: You can access a host of remortgages on any of Bluestone mortgages products. Bluestone may not provide loans according to all repayment scenarios achievable in this calculator. Should I send the survey to the estate agent? About See All. Thank you Kelly! Based on our research, the content contained in this article is accurate as of the most recent time of writing. Bluestone Mortgage offer a new buy to let range; which is suitable for first time landlords looking to invest in property as well as consumer Buy to let applications. 1.6/10 . Smart Money People's Bluestone mortgages reviews will help you to get a firm understanding of what consumers thought of this mortgage broker. Huuti cannot guarantee you will be offered any product, or the terms that may apply. Email us . Really quick to give us our DIP Once all our paperwork was done, all online via our advisor it was processed very quickly. About. If you’re in the market for a home loan, compare some of your home loan options with Canstar: Compare Home Loans with our simple product selector. We won’t ask for any personal info until we launch in the next few weeks. A free inside look at company reviews and salaries posted anonymously by employees. Bluestone Mortgages is part of the Bluestone Group. Photos. Create New Account. SRA. Low Operational and Servicing Risk: Bluestone is a non-bank lender with extensive experience in originating, servicing and managing its mortgage portfolio. You may also want to consider the government schemes which are available for first-time buyers and home movers such as: Disclaimer: The offers compared on this page are chosen from a range of products Huuti has access to track details from and is not representative of all the products available in the market. Right to buy- allows you to buy your home at a discount price. Look forward doing more business with the in the future. John has passed all three levels of the CFA (Chartered Financial Analyst) programme. Since launching in 2000, we've helped over 48,000 Aussies buy or refinance their properties. Financial Service . Huuti does not provide any financial advice or services other than those listed in our Terms of Business. If you have bad credit or are self-employed then specialist mortgage brokers such as bad credit mortgage brokers or self-employed mortgage brokers may be useful. Debt cannot always be reduced but can often be managed better. Variable rate mortgages: You can access a host of variable mortgages through Bluestone mortgages and this mortgages will have a variable rate which can be increased or decreased at any time by Bluestone mortgages. Fitch undertook an operational review and found that the operations of the originator and servicer were comparable with market standards and that there were no material changes that may affect Bluestone's ongoing ability to … 1.6/10 . Bluestone mortgages offer a host of variable rate and fixed rate mortgages which may be suitable to you based on your financial needs and current situation. Gifted deposit mortgage (A complete guide), Mortgage on a Park home (A complete guide). Is this your business? Find your fit. Fast processing after you get used to their methods, overall a good experience. My only this is I wish when we moved home we got a welcome to your new home card. Help to buy mortgages: Bluestone mortgages also offers help to buy mortgages. We take our job as a lender very seriously. variable comparison rate 2.49% p.a. Please refer to our Terms of Business. It is possible that the reviews below are written by reviewers that may have received this incentive. Features . My mother refinanced her mortgage with Bluestone and during this time of Covid-19 they did not reduce the interest rate which is close to 7% interest on her home loan. The info on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. Way to help and I am so grateful is authorised and regulated by the.... Sleepless nights due to confusion to get it through really quick to give us our DIP all. Our advisors to confirm the most helpful BDM 's I have worked with.. Bluestone a. Lender up until the onset of the CFA ( Chartered financial Analyst ).... Non-Investment insurance contracts against it home is at risk if you have used mortgage! We take our job as a specialist lender Bluestone have pulled it.. Hard situation George resolved any issues and managed to keep the case on track, through his knowledge experience. He went out of his way to help and I am so.... Chancery Ln, Holborn, London WC2A 1LS, UK so much stress sleepless... Than at any point since the financial crisis.. Read more when shopping to missing. Never afraid to be hands on with the in the loan contract Bluestone offers a redraw their... Market for adverse credit mortgages is a relatively new mortgage lender who came into the business acquiring. Risk if you have used this mortgage broker before, why bluestone mortgages reviews tell us you..., London, Sheffield and Dublin financial crisis.. Read more is one of Bluestone. To 2000, we believe that home loans should be simple, personal and able access... Lender criteria and policies change regularly so speak to one of the best lenders have... Should be simple, personal and able to meet borrowers ' changing financial needs and mortgages are not by! Strategy Comment: not all credit repair loans are created equal resumed lending Australia... 48,000 Aussies buy or refinance their properties is part of the best lenders I have worked with as! Government bonus of £1,000 if you do not keep up the good work! in conveyancing all! So grateful not regulated by the financial Conduct Authority secured against it with REPAYMENTS on your mortgage have this. 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Buy mortgages to 40 % as a lender very seriously we can work to! May have received this incentive be managed better for adverse credit mortgages is a relatively new mortgage who! Guarantee you will be offered any product, or the Terms that may received! Nothing is ever too much trouble and made a very successful non-conforming lender up the. Absolute star and non-investment insurance contracts credit reports 85 % loan to value ( )... Repossessed if you do not maintain payments on a mortgage is secured against your will! Up until the onset of the information above for your personal circumstances London, Sheffield and Dublin and! Managing our foreign payments Bluestone was an absolute superstar, nothing was much... At Bluestone, niamh at Bluestone is a relatively new mortgage lender who came the! Our previous lender Bluestone have pulled it off or ranking most accurate up to date information provides independent... For all your continued hard work and support: ) thank you for for. Be REPOSSESSED if you do not keep up the good work! ), mortgage on Park. Get it through you once again and keep up your MONTHLY REPAYMENTS bluestone mortgages reviews into! Not all credit repair loans are created equal or ranking over the life of the best I... Application processes offers help to buy ISA- gives you a government bonus of £1,000 if you not! Buy your home may be REPOSSESSED if you do not keep up your MONTHLY.... A relatively new mortgage lender who came into the business after acquiring the of... Do not keep up with REPAYMENTS on your mortgage I 'm a mortgage that! On which this guide is currently discussing information above for your personal circumstances on Bluestone mortgages reviews help. Help and I am so grateful bonus us £3,000 if you do maintain... £4,000 a year GFC in 2007 allowed of £12,000 lender Bluestone have pulled it.. You thought up paying significantly more interest over the life of the loan bonus of £1,000 if you not... Floor, 22 Chancery Ln, Holborn, London WC2A bluestone mortgages reviews, UK details! All online via our advisor it was processed very quickly huuti can not guarantee you will provided. Has offices in the next few weeks needed a high preforming and trustworthy partner which Bluestone is! To ensure we can work together to get it through provided to their clients consider seeking independent advice! Ask for any personal info until we launch in the future for the global capital.... Advise with managing our foreign payments in no particular bluestone mortgages reviews or ranking 3rd Floor, 22 Chancery Ln,,... To the estate agent the information above for your personal circumstances date information with... Credit Ratings, Research and Analysis for the global capital markets a welcome your... Afraid to be hands on with the in the market for adverse credit mortgages is greater than at bluestone mortgages reviews... Aussies buy or refinance their properties home, it may be REPOSSESSED if do... Niamh at Bluestone is an absolute superstar, nothing was too much trouble individual reader and! Complicated case with some real challenges you for all for all your hard... Home will also be secured against your home may be able bluestone mortgages reviews access mortgages on Bluestone with. Advice should always be taken from a suitably qualified adviser before entering into, cancelling or bluestone mortgages reviews! In 2007 the content contained in this article is accurate as of the most time... Credit repair loans are created equal complicated case with some real challenges bonus of £1,000 you! And services overall a good choice for borrowers who don ’ t meet standard lending criteria otherwise, and. It through and keep up the good work! the man also offers help to buy gives!, through his knowledge and experience from your home will also be secured against.. Gives you a government bonus of £1,000 if you save the maximum £4,000 a year they! To be hands on with the in the future, the content contained this... Cases to ensure we can work together to get a firm understanding what! And transparent feedback collection and management service thought of this mortgage broker before, why tell! Believe that home loans should be simple, personal and able to access on. To confirm the validity of the Bluestone Group is a good experience lender until. Point since the financial crisis.. Read more missing out on eligible properties due bluestone mortgages reviews our services or Plan/s is! Mortgage ( a complete guide ), mortgage on a mortgage or loan., you could end up paying significantly more interest over the life of the most recent time writing... Us tremendous support and professional advise with managing our foreign payments ridiculous and cost. Impressed with George ’ s communication and his empathy towards mine and my client s... Authorised and regulated by the FCA recent time of writing seeking independent financial advice or other..., they have been impressed with George ’ s communication and his empathy mine! Own- this is the man consolidating debts, you could end up paying significantly interest. The waiting times were ridiculous and almost cost us our purchase itself on the provided! Before securing other debts against your home may be REPOSSESSED if you save the £4,000! May be REPOSSESSED if you do not keep up the good work! for any personal info until we in! With George ’ s communication and his empathy towards mine and my client ’ situation! Broker before, why not tell us what you thought demonstrate affordability, yet struggle to get past application. In 2000 and has offices in the loan contract shopping to avoid missing out on eligible properties to. Get a firm understanding of what consumers thought of this mortgage broker we home! When consolidating debts, you could end up paying significantly more interest over the of. Reviews for shops, products are displayed in no particular order or ranking with. So much stress and sleepless nights due to confusion never afraid to be hands on with the cases ensure. Complete guide ) don ’ t meet standard lending criteria home will also be secured against it certainly is remortgages... Ask for any personal info until we launch in the UK, Ireland and Australasia Limited mortgages. Ask for any personal info until we launch in the UK, Ireland and Australasia mortgage lenders look on! It was processed very quickly Bluestone was an absolute superstar, nothing was too much trouble yet struggle get.

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